The FinFloh Blog

The Adjusted Cash Balance Formula is one of the most overlooked tools in finance—and one of the most important if you want real visibility into your cash position. “Cash looks healthy.” It’s one of the most dangerous assumptions finance teams make. Because what your bank statement shows…is not always what your business can actually use. […]

AI blocked order management is becoming critical for finance teams — because everything looks fine… until orders start getting blocked. Sales teams close deals and demand stays strong. However, something often breaks between order placement and fulfillment. As a result, revenue gets delayed, cash flow tightens, and customer experience suffers. Table of Contents What Causes […]

IND AS 115 has changed the way businesses recognize revenue—but most teams don’t realize how deeply it impacts cash flow. “Revenue is growing. So why does cash still feel tight?” If you’ve ever had this thought sitting in a finance review, you’re not alone. This gap between reported revenue and actual cash flow is exactly […]

Credit scoring evaluates risk. Credit decisions act on it. While scoring measures probability, decisioning determines: AI in credit decisions transforms these decisions from manual approvals into intelligent, policy-driven actions embedded directly into CRM workflows. Table of Contents What Is AI in Credit Decisioning? AI in credit decisioning uses predictive risk models, workflow automation, and real-time […]

Credit scoring has traditionally relied on static financial statements, bureau reports, and manual judgment. But in today’s volatile environment, internal data alone is not enough. AI in credit scoring — powered by Machine Learning (ML) and enriched with Market Intelligence — enables finance teams to move from backward-looking evaluation to real-time, predictive risk management. Table […]

Cash application is one of the most operationally intense parts of Accounts Receivable. Every day, finance teams must: When done manually, it’s slow, error-prone, and heavily dependent on individual experience. AI in cash application changes that completely. Table of Contents What Is AI in Cash Application? AI in cash application uses machine learning and data […]

Invoice automation used to mean generating invoices from an ERP and emailing PDFs in bulk. Today, that’s not enough. As transaction volumes grow and customer expectations rise, finance teams need intelligence — not just automation. This is where AI in invoice automation changes the landscape. AI doesn’t just generate invoices faster. It makes invoicing smarter, […]

Collections used to be simple: send reminders, make calls, follow up until payment arrives. Today, that approach no longer works. Customers expect personalized communication. CFOs expect predictable cash flow. Finance teams are stretched thin. This is where AI in collections changes the game. Table of Contents What Is AI in Collections? AI in collections refers […]

In Accounts Receivable, deductions are one of the biggest hidden drains on cash flow. They delay collections, distort customer balances, and consume disproportionate team bandwidth. If you’re in finance, credit, or controllership, understanding deductions deeply is critical to reducing DSO and improving cash predictability. Table of Contents What Are Deductions? A deduction happens when a […]

Explore the leading accounts receivable automation platforms helping finance teams reduce DSO, automate collections, improve cash application, optimize credit risk, and gain real-time cash flow visibility. Updated: February 2026 Why Accounts Receivable Automation Matters in 2026? Accounts receivable is no longer just about reminders. Modern finance teams require: Manual AR processes create: In 2026, AR […]

Doing business across European borders opens exciting opportunities — but it also brings tax complexities that can make even the most experienced finance professionals pause. Understanding B2B taxes in Europe is essential for staying compliant, managing cross-border invoices, and ensuring financial accuracy. Between varying Value Added Tax (VAT) rules, frequent policy updates, and intricate reporting […]

Running a business in today’s fast-paced world isn’t just about generating revenue — it’s also about ensuring compliance. For companies operating in the U.S., understanding B2B taxes in the United States is essential for maintaining smooth operations, avoiding penalties, and optimizing cash flow. Tax laws across federal, state, and local jurisdictions can be complex. But […]