The FinFloh Blog

Free Cash Flow Definition : Free Cash Flow (FCF) is the cash a company generates from its operating activities after deducting capital expenditures (CapEx) required to maintain or expand its asset base. It represents the actual cash available for reinvestment, debt repayment, dividend distribution, or other financial activities without impacting operational efficiency. Table of Content […]

Disclosure Management Definition : Disclosure Management refers to the structured process of collecting, validating, and presenting financial and regulatory reports in compliance with accounting standards and legal requirements. It involves the seamless integration of financial data from various sources to generate accurate, transparent, and audit-ready disclosures for internal and external stakeholders. Table of Content : […]

Cash Flow Projection Definition : Cash flow projection is a financial forecasting tool that estimates the expected inflows and outflows of cash over a specific period, helping businesses anticipate liquidity needs and maintain financial stability. It enables organizations to plan for upcoming expenses, manage working capital efficiently, and ensure they have enough cash on hand […]

Biller Payment Provider (BPP) Definition : A Biller Payment Provider (BPP) is a financial service entity that facilitates digital payment processing between billers (merchants or service providers) and their customers. BPPs streamline the invoicing and payment collection process, ensuring secure, efficient, and timely transactions across multiple payment channels, including ACH transfers, credit/debit cards, digital wallets, […]

Accounts Receivable Collections Definition : Accounts Receivable Collections refers to the process of tracking, managing, and recovering outstanding payments from customers who have purchased goods or services on credit. This process is a critical component of a company’s cash flow management, ensuring that businesses receive payments within agreed-upon terms to maintain financial stability and operational […]

Outstanding Expenses Definition : Outstanding expenses refer to financial obligations that a business has incurred but has yet to pay by the end of an accounting period. These expenses represent liabilities on the company’s balance sheet and are typically recorded under current liabilities. In simpler terms, outstanding expenses are costs that a business owes but […]

Prepaid Expense Amortization Definition : Prepaid expense amortization is the process of gradually expensing costs that have been paid in advance, typically over a period of time. These costs, known as prepaid expenses, are recorded as assets on the balance sheet until they are used up or expire. Instead of recognizing the entire cost upfront, […]

Revolving Credit Definition : Revolving credit is a type of credit arrangement that provides borrowers with a set credit limit, allowing them to borrow, repay, and borrow again as needed, with flexibility. Unlike installment loans, where the borrower receives a lump sum upfront and repays it in fixed amounts over a specified period, revolving credit […]

Straight-through Cash Posting Definition : Straight-through cash posting (STCP) refers to an automated process used in accounting and finance to record and reconcile incoming payments without manual intervention. In a typical accounts receivable workflow, payments are manually matched with invoices, a process that can be time-consuming and prone to errors. Straight-through cash posting streamlines this […]

Treasury Liquidity Management Definition : Treasury liquidity management refers to the strategic process of managing a company’s cash flow to ensure it has sufficient liquidity to meet its financial obligations, fund operational activities, and support growth initiatives. It involves the careful monitoring, forecasting, and controlling of cash positions to maintain financial stability and optimize the […]

Financing Cash Flow Definition : Financing Cash Flow refers to the cash inflows and outflows related to a company’s financing activities. These activities include obtaining capital through debt or equity financing and repaying or distributing funds to investors. Essentially, financing cash flow represents the net movement of cash resulting from borrowing money, issuing shares, repaying […]

Digital Treasury Definition : Digital treasury refers to the use of advanced digital tools, technologies, and software to manage and optimize a company’s treasury functions. It encompasses a broad range of processes including cash management, liquidity monitoring, risk management, and financial forecasting. By leveraging cloud-based solutions, artificial intelligence (AI), machine learning, and data analytics, digital […]