The FinFloh Blog

Finance teams have evolved significantly over the last decade. What was once a function focused primarily on bookkeeping, reporting, and compliance has now become a core driver of business decisions, growth, and risk management. Modern finance teams are expected to provide real-time visibility, enable faster decisions, and actively shape business outcomes. This evolution has changed […]

Late payments are a reality for most businesses. In many cases, customers don’t delay payments intentionally — invoices get missed, approvals take time, or priorities shift. This is where dunning letters play a critical role in the accounts receivable process. When done right, dunning letters help you get paid faster without damaging customer relationships. When […]

Introduction If you’ve ever looked at a purchase order or an invoice, you’ve likely come across the Ship To process, a small detail that keeps logistics and finance aligned.It might look like a simple address field — but it’s actually one of the most important details that keeps your business running smoothly. Behind those few […]

Introduction Even in the age of instant transfers and digital wallets, “Pay to the Order of” check payments still play a key role in how businesses move money. For many B2B transactions, “Pay to the Order of” checks remain a familiar, secure, and auditable payment option. But “familiar” often means slow. Checks take time to […]

Introduction Microsoft Dynamics 365 has become a cornerstone ERP for mid-market and enterprise finance teams, offering strong financial controls, deep integrations across Microsoft’s ecosystem, and scalable global operations. However, as organizations grow and transaction volumes rise, the process of accounts receivable in Dynamics 365 often becomes fragmented, manual, and operationally heavy. While Dynamics 365 is […]

Introduction For any B2B business, your banking partner is more than just a place to store money — it’s the backbone of how you manage collections, payments, and cash flow. A reliable banking partner helps your business handle high-value transactions, manage liquidity, and ensure smooth reconciliation between payments and invoices. But here’s the reality: while […]

Introduction Cash flow is the backbone of every business — yet, long receivable cycles can slow down even the most efficient finance teams. Waiting 30, 60, or 90 days for payments can create liquidity gaps, hinder operations, and impact growth. Early-payment discounts, or trade promotions for early payments, are an effective lever to encourage faster […]

Banks, NBFCs, and digital lending institutions across emerging markets struggle with a persistent problem:need to automate journal entries in ERP for every loan repayment, settlement, fee, tax, restructuring event, or write-off. These delays not only slow down financial close cycles but also create inconsistencies between the Loan Management System (LMS), Core Banking System (CBS), and […]

SAGE has long been a trusted accounting and ERP platform for businesses that need stronger financial controls, multi-entity support, and end-to-end operational visibility. But as companies scale, the invoice-to-cash (I2C) process becomes more complex — and SAGE’s native tools often fall short in handling high-volume receivables, payment reconciliation, and collections automation. Understanding where SAGE performs […]

Every finance team has dealt with this at some point: money hits the bank account, but mysteriously, the system still shows overdue invoices. The culprit is usually unapplied credit — a small issue that quietly snowballs into unnecessary follow-ups, reporting confusion, and month-end frustration. Let’s break down what unapplied credit actually is, why it appears […]

Learn how robotic process automation streamlines invoicing, tracking, and reconciliation to improve working capital visibility. Table of Contents Introduction Finance teams today operate under mounting pressure — accelerate cash inflows, reduce DSO, and maintain real-time visibility into working capital. Yet, many organizations still rely on manual workflows for managing receivables, including invoice generation, follow-ups, and […]

Table of Contents Introduction Late payments aren’t just frustrating — they interrupt cash flow, delay growth, and strain customer relationships. For finance teams managing dozens of accounts, chasing overdue invoices can feel endless.That’s where payment penalty enforcement comes in — not as a punishment, but as a tool to ensure accountability and discipline in the […]